BackInTheBlack®:
Complete Default Technology Solution


The Revolution Has Arrived...
Launched in 1999 as the industry's first web-based collections application, BackInTheBlack® today has been transformed into a high-performing, end-to-end, comprehensive residential mortgage default servicing platform. A single, hosted application, BackInTheBlack® manages the problem loan process from collections through REO disposition and claims filing. Most of all, BackInTheBlack® eliminates costly gaps in the problem loan management process.



'Underwriting' Problem Loans
At BackInTheBlack®, we put the problem loan management process on the same critical, bottom-line level as the loan orgination process - with collections being the "point-of-sale" event from which all things flow. It's a simple, but apt analogy. Until now, the problem loan process has been disjointed, unconnected and, as a result, ineffective for mortgage servicers and their key constituents - investors, insurers and borrowers. Not any longer.

MSTD's unique, innovative approach is akin to what we call our "problem loan underwriting system," one that gets off to a fast start in the collection phase and continues by using powerful decision engines and complete third-party connectivity to create "data rich" borrower profiles every step of the way. To read more,
Click here...